This loan calculator – also known as an amortization schedule calculator – lets you estimate your monthly loan repayments. It also determines out how much of your repayments will go towards the principal and how much will go towards interest. Simply input your loan amount, interest rate, loan term and repayment start date then click "Calculate".
If your 30-year loan is carrying a rate of about 5.3% or more, refinancing is likely to make sense. A Bankrate.com mortgage calculator reveals that a standard $200,000 loan will sport monthly payments.
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Estimate your monthly payments with Cars.com’s car loan calculator and see how factors like loan term, down payment and interest rate affect payments.
If it is about getting out of debt, have them create an aggressive debt-payment plan. Bankrate.com has a calculator that shows the impact of extra payments (http://bit.ly/bankrate_calculator)..