30 Year Mortgage Rates Over Time Mortgage rates continue to dive as 30-year fixed has biggest one-week drop in a decade – Just a handful of months ago, mortgage rates were soaring. Now they are sinking. According to data released Thursday by Freddie Mac, the 30. over 12 percent,” said Bob Broeksmit, MBA president and.
Rates of 6-7 percent were the norm just over a decade ago. Borrowers in the early 1980s saw mortgage rates as high as 18 percent! So don’t assume that the rates you’ll find next year or a few years down the road will be similar to mortgage rates today. Rates can change in a hurry.
Mortgage rates mostly drifted sideways this week, but managed enough of a decline as to have the 30-year FRM match its 2019 low. A one basis point (0.01%) decline in the average offered rate for a conforming 30-year fixed-rate mortgage was reported by Freddie Mac this week, leaving the rate on the most popular mortgage at 4.06%, a level good enough to be at about 16-month low.
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